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Record foreclosures, properties loosing tens even hundreds of thousands of dollars in value, mortgage companies closing their doors daily, and the biggest recession in the past thirty years.  All reasons not to be thinking about your next mortgage right?  WRONG!  You couldn’t be further from the truth.  Now is the time to buy.  The deals are out there just waiting to be had.  The only question is, “who is the right broker to help you with your mortgage needs?”  You’ve landed at the website that is the answer to your problems.  Wayne Turner, the countries leading consultant in mortgage education, has assembled a team that will enable you to not only survive in the ever changing market, but truly THRIVE!


We Don't Work With Just Any or Everybody That Comes Along
 

We are the best at what we do, therefore we are only willing to work with those who are looking for the best!  If you are just looking for someone who is going to promise you what you want to hear, instead of the truth, then just keep on browsing.  We are not here to “tickle your ears.”  We will not tell you it’s easy to get a mortgage today, that you can get 100% financing on “stated income” mortgages with no seasoning requirements, or that you can get an interest rate in the fours, when you qualify for a rate in the eights.  We also will not promise you that we are going to be the cheapest mortgage broker in the business.  We aren’t, nor do we want to be.  You get what you pay for.  Therefore we only work with a select number of individuals who truly understand what it takes to survive in this market, and appreciate our time and expertise.  What’s your time worth?  We know what our time is worth, therefore we value your time and know what its worth as well.  Our policy is to work hard to get it right BEFORE loan submission, which ensures that we will be able to close on time and without surprises.  Are you ready to deal with THE PRO? 




30 Year Fixed - 6.51%
Traditional 30 year mortgage - National Average

15 Year Fixed - 6.1%
Traditional 15 year mortgage - National Average

5/1 ARM - 6.01%
5 Year Fixed / adjustable rate mortgage - National Average

3/1 ARM - 5.17%
3 Year Fixed / adjustable rate mortgage - National Average

FNMA 7 Year Balloon - 6.10%
Fannie Mae 7 year balloon 30 day yield

FNMA 15 Year - 5.86%
Fannie Mae 15 year fixed 30 day yield

FNMA 30 Year - 6.37%
Fannie Mae 30 year fixed 30 day yield

CODI - 3.898%
Certificate of Deposit Index

COSI - 3.740%
Cost of Savings Index

MTA - 2.855%
Monthly Treasury Average

COFI-11th District - 2.829%
Cost of Funds Index 11th District

COFI-Federal - 3.057%
Cost of Funds Index

Federal Funds - 2.00%
Federal Funds Rate

Prime Rate - 5.00%
Wall Street Journal Prime Rate

1 Year CMT - 2.19%
Constant Maturity Treasury

30 Year Treasury - 4.57%
30 Year Treasury Bond

12 Month LIBOR - 3.234%
12 Month USD LIBOR Index


The Wayne Turner Group
The Wayne Turner Group
866-99-WAYNE
info@thewayneturnergroup.com
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email us your questions today!



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